Frequently Asked Questions
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Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Melanie Hamilton, Loan Officer at NEXA Lending. NMLS #1205943. Call (404) 934-5768.
Melanie Hamilton is a Loan Officer at NEXA Lending (NMLS #1205943). Expert mortgage loan originator in California, Florida, and Georgia helping first-time buyers, refinancing, and home purchases. Licensed #1205943.
Melanie Hamilton is licensed to provide mortgage services in California, Florida, and Georgia.
Melanie Hamilton offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California, Florida, and Georgia. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (404) 934-5768 and email mhamilton@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Melanie Hamilton's NMLS license number is 1205943. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Melanie Hamilton will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.